Terms & Conditions

Harsh Bhagat welcomes you to our website https://www.harshbhagat.com ("Site").
The Material is owned, controlled, and operated by Harsh Bhagat (the "Firm"). Please read these terms and conditions ("Terms and Conditions" or "Terms") carefully before downloading, accessing, or using the Material or attending or availing any other product, services, programs, events, etc., offered by the Firm (“Material”). These Terms and Conditions govern your (“User,” “you,” “your,” “yourself”) use and access of the Material provided by the Firm solely for educational purposes. Accessing, attending, and/or using the Material indicates that you have read, understood, accepted, and agreed to be bound by these Terms and Conditions.

Please read these Terms carefully before using the Material. Please also read the Privacy Policy available at this link, which is a part of these Terms and incorporated herein by reference. The Privacy Policy describes how we collect, store, secure, retain, use, process, disclose, share, transfer, and dispose of the information we collect or that you provide when you access or use the Material. If you do not understand or do not wish to be bound by these Terms, you should not use the Material.

AGE RESTRICTION

The Material is strictly prohibited for individuals under the age of 18. Subject to these Terms, the use of the Material is available only to persons who can enter into legally binding contracts under applicable law. If you are under the age of 18 (Eighteen) years or the legal age of majority in your jurisdiction, your parent or legal guardian must agree to these Terms on your behalf.

CHANGES TO TERMS

We reserve the right to modify these Terms at any time without prior notice. Any amendments will be effective immediately upon posting on the Site. Your continued access to or use of the Material after any such changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically to stay informed about updates.

THE MATERIAL

You specifically understand, acknowledge, and agree that the Material has been designed for educational purposes only and is not intended to provide any professional or other advice of whatsoever nature. The content of the Material and the Material as a whole are intended solely for your personal use and shall not be used for any commercial purposes. We disclaim any responsibility for actions caused by the use of the Material or information contained on it. We do not provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness, or suitability of the information, content, and materials found or offered on the Material for any particular purpose. You acknowledge that such information, content, and materials may contain inaccuracies or errors, and we expressly exclude liability for any such inaccuracies or errors. Your use of any content, information, or materials on the Material is entirely at your own risk, for which we shall not be liable.

INVESTMENT DISCLAIMER

You should consult a qualified broker or other financial advisor prior to making any actual investment or trading decisions. You agree not to make actual stock trades based on comments on the Material, on the basis of the products available on the Material, nor on any techniques presented or discussed in this Material or any other form of information presentation. All information is for educational and informational use only. The User warrants that it shall obtain independent investment advice from an investment advisor before making any investment decision. The content on the website should not be construed as an advertisement or solicitation for buying or selling any securities or investment products.

USE OF CONTENT

The Material enables you to engage with us. Should you choose to engage with us, you hereby grant us all licenses and consents that may be required for this purpose, including but not limited to live streaming, filming, and recording (audio and video) in any format and in any medium, or device, and by adopting any processes and technology, whether now known or hereinafter devised.

USER CODE OF CONDUCT

By accessing the Material, you agree to:
Use the Material in a lawful manner and for educational purposes only.
Not misrepresent yourself or share misleading information on the Site.
Not attempt to gain unauthorized access to any part of the Site.
Not engage in any activity that disrupts or interferes with the proper functioning of the Site.
Not share, reproduce, or modify any content from the Site for commercial purposes without express permission.

INTELLECTUAL PROPERTY RIGHTS

All content, including text, graphics, videos, logos, and software on this Site, is owned by or licensed to Harsh Bhagat. Unauthorized reproduction, modification, or distribution of any content is strictly prohibited and may result in legal action.

ACCOUNT REGISTRATION

To access certain content, you may be required to create an account. You are responsible for maintaining the confidentiality of your account details. Any unauthorized access or activity on your account should be reported immediately to us at harshbhagatcares@gmail.com. We are not responsible for losses arising from unauthorized use of your account.

LIMITATION OF LIABILITY

We are not responsible for any financial losses or damages arising from the use of the Material.
The Site may contain third-party links, but we do not endorse or assume responsibility for external content.
We make no warranties regarding uninterrupted access to the Site or error-free Material.

TERMINATION

We reserve the right to terminate your access to the Material at any time, with or without notice, if you violate these Terms. Upon termination, all rights granted to you will immediately cease.

GOVERNING LAW AND DISPUTE RESOLUTION

These Terms shall be governed by and interpreted in accordance with the laws of India. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in India. Any disputes shall first be attempted to be resolved amicably. If an amicable resolution is not achieved, the dispute shall be settled through arbitration in Mumbai, India, in accordance with the provisions of the Arbitration and Conciliation Act, 1996. The language of arbitration shall be English, and the decision of the arbitrator shall be final and binding upon the parties.

MODIFICATIONS TO THESE TERMS

Harsh Bhagat reserves the right to modify these Terms and Conditions at its discretion. Updated Terms will be posted on the Site, and continued use of the Site will indicate acceptance of such changes.

CONTACT INFORMATION

For any queries or concerns regarding these Terms, please contact us at harshbhagatcares@gmail.com.